The law in England & Wales which operates when a person goes missing, but there is no body found, is woefully inadequate. Although the Presumption of Death Act provides a much clearer process for applying for an order of presumed death, the process can still take a number of months to complete, and in the meantime the family are left unable to handle the missing person's financial affairs. I hope that the Government introduce the law on guardianship sooner rather than later
What happens when someone goes missing? At the moment, when it comes to their financial affairs, the answer is – nothing. With no legal authority to act on their behalf, families can find that their worries are worsened considerably by being unable to deal with their missing family member’s banking, mortgage, insurance or benefits in their absence. At worst, the missing person’s finances can be irreparably damaged and homes may even be lost.